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Green Dot Prepaid Card - Review
By Daniel Moskel
The Green Dot card is a prepaid credit card. Commonly used by individuals without a bank account.
It gives card holders free direct deposit, which can save you hundreds of dollars a year on expensive check cashing fees. In addition this is a real debit card accepted at millions of locations world wide.
There is no bank account required or credit check. It does have a monthly maintenance fee of $4.95 but this fee is waived if you deposit $750 or more monthly.
It is accepted over the phone and online. Your cash can be accessed at 900,000 ATM locations in 120 different countries.
There are however some criticisms of this card such as; the number of fees and poor customer service. There is a reload fee of $4.95 when you use MoneyPak.
These are purchased at retailer locations such as Walgreens, Wal-mart, Kroger, CVS and more. There is also a $2.50 ATM Withdrawal fee and a $9.95 activation fee.
This card is issued by Columbus Bank and Trust Company and comes
as a Visa or MasterCard.
You can upgrade your account to Premier Membership; the benefit is priority customer service. The fee for this is a one time payment of $20.
You can purchase this card at retail locations or you can fill out an application online and have a card sent to you within 7-10 business days.
Frequently parents will use this card to teach a child how to manage money. It also gives parents an easy way sending financial help to students that are away at school.
Your money will be protected if your card is ever lost or stolen. It is a much safer alternative than carrying cash.
Using this will give you an easy method of staying within your budget and track your spending. It can also be used to pay your bills such as; utilities, cable, and internet...
In sum we do not suggest this card. We are alarmed at the extra fees for priority customer service. We feel that when it comes to your hard earned money everyone is entitled to priority service.
For more info about credit card applications or for a review of the suggested prepaid credit card the Account Now Visa visit us. You can also get a free credit repair consultation by calling 1- 800-253-3735.
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